Wednesday, August 28, 2019

The last meeting with a finacial planner

Yesterday a man came to my house. He is a financial planner. For our retirement life, we talked with him four times about our financial plan.
Yesterday it was the last meeting.
Coincidently we had an opportunity to know him through his office.
He knows Yuki's company's (welfare) system well, so it was easy to ask him about our financial situation of his retirement life.
At the first meeting  we looked over our assets (including our saving). And he started to think about 60 of his retirement age. (Probably, I'm a so good wife that I saved enough (I don't think so) money for his regular (I think early) retirement.

The next meeting we tried to budget schedule of our retirement life over next about 30 decades.
We were really surprised that we should think about our 30 year-life, nowadays. Actually his mother still lives actively, though she is 92 years old.
And we were also surprised that we would need lots of money than we expected. To tell the truth he reconsidered whether he would retire regularly or  extend his retirement. And he decided to life frugally .
At that time I was really full of anxiety. We reconsidered our usual life.

The third meeting we made our saving schedule including our prospected outcome. I have kept our household accounts. It was really helpful.

And at the last meeting we thought about investment management.
However we decided not to do it.
It is our lifestyle.



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